Ruble accounts

ALTA-BANK ZAO accepts money resources from individuals on accounts poste restante, on urgent and deposit contributions. Conditions of reception and storage are defined in the contract between the Bank and the Investor. The size of interest rates of deposits is established in the decision of the Board of the Bank.

The Bank carries out:

·        Transfers on accounts;
·        Non-cash transfers of means from accounts of the individuals;
·        Payments from the accounts poste restante under the requirement of the individuals in any office of ALTA-BANK ZAO;
·        Converting of means in foreign currency.

Currency accounts

 Alta-Bank offers the Individuals to conduct their currency accounts, accepting means in foreign currency on current accounts and deposits.  Relations between the Bank and the Client have a contractual character. The client can freely dispose the accounts and deposits, receive income in percents and make clearing settlements.

On current accounts can be enlisted:

• Foreign currency translated from abroad or within the limits of Russia addressed to the owner with observance of the currency laws of Russian Federation;
• Wages, grants, honoraries, pension, hereditary or gift character, the charitable and humanitarian help, sponsor’s means, grants under payment documents in the foreign currency;
• Cash foreign currency.

 The means from the account can be:

• Translated abroad in accepted form (bank translation, check and etc.);
• Paid in cash foreign currency (payment documents) ;
• Listed in a foreign currency in other bank establishments with observance of current currency laws of Russia;
• Paid or listed on the territory of Russia in rubles.

Deposits in foreign currency can be opened during 1 month.

Payment of the percents:

·        Under current accounts percent are charged and paid monthly
·        Under deposits percent are charged according to the contract

Additional Services

 If the Client wishes Alta-Bank carries out:

• Inquiry about perspective transfer of the sum in favour of the Client with the copy of the payment assignment;
• Inquiry to the foreign bank about details of payment;
• Copying payment documents of the sums which have acted in favour of the client in case of loss of these documents.