In conditions of high riskiness of operations on the financial markets the effective credit policy helps ALTA-BANK ZAO support an optimum profitability of financial activity, do not admit the general increase of risks of active operations.

The Bank gives credits exclusively to borrowers with a steady financial position and under the liquid mortgage. As the mortgage are used: the real estate, the goods in a warehouse, various securities, the mortgage of the rights of the requirement under contribution.