The chief direction of the activity of ALTA-BANK ZAO is organization of settlement-cash servicing in rubles and foreign currency. The experience of the Bank allows to provide a full range of high-quality services in all forms of calculations, including translations in rubles and foreign currencies with use of payment assignments, calculations on the collection, export and import letters of credit and etc.

Special attention is given to the speed of carrying out operations. The Bank works in the system of inter-regional electronic calculations that allows to carry out all kind of payments within one day. If the client transfers means to the account the transfer will occur in day of reception of an extract from the financial settlement centre of the Central Bank of Russian Federation .

For operational activity the Bank is equipped by all necessary technical and software means, including an opportunity of telecommunication contacts such as: TELEX, E-mail, international settlement system SWIFT. The Bank is connected to the information system REUTERS DEALING. For operative service Alta-Bank offers to its customers the installation of system “Bank-Client”, which gives an opportunity to trace constantly state of the account, to receive extracts from the account and to conduct all payments from your own office. The established software guarantees confidentiality and security of payments.

High speed and security of payments is provided also by the wide network of banks-correspondents.

Among banks – correspondents there are:

-VTB Bank (Deutschland

- Commerzbank Aktiengesellschaft (Frankfurt);

Various Russian banks, having the general license:

·        “The Moscow Municipal Bank – Bank of Moscow ”
·        International Industrial Bank
·        Vneshtorgbank
·        International Moscow bank

·        Etc.

The Bank carries out complex service of clients’ accounts in rubles, hard currencies and in some clearing currencies. Among the operations which are carried out in foreign currencies – international payments, translations of  individuals without opening the account, granting of currency credits, guarantees and bails, operations with cash foreign currency, conversion operations.

Alta- Bank offers (both to the individuals and corporate customers) services in accommodation of temporarily free money resources in deposits, own bills of various promptness, reception of means in trust management. Besides the Bank offers services connected with the collection of money resources and its subsequent transfer on the accounts, collection of checks and other securities.

The Bank is ready to organize work of the operational cash-desk outside of the cash-desk – directly in the clients’ office.

One of the perspective directions in settlement service are operations with plastic cards. Last year the number of clients-consumers of this kind of service had increased.